Dipping my toes in the financial pool

Well, after a quick trip to Barnes and Noble to pick up Chelsea Handler's book, "Hello vodka, It's me Chelsea" I left with not that title, but a 75% off bargin-bin book that sparked my interest. "Common Cent$" by Nancy Kimelman. I have been focusing on educating myself on finances and all that jazz now that I'm supporting myself and I'm the one in control of my money now.

So as I educate myself (with the helpful, insightful voice of Nancy) on our nation's economy, I want to begin creating budgets and start recording my financial successes (new jobs, savings, etc) and failures (bad choices, poor investments etc) and see how it all works out. It will also be a great teaching tool for my kids on how to or how not to take care of personal finances.
I'll let you know how it goes.

Fabulous Forbes

So, on my quest to become uber successful and rich in a world with a terrible economy and dismal outlook on a youth's future, I am trying to educate myself on personal finance and investing. Gloriously entertaining, I know. But when it comes to my money or lack there of, I'm deeply interested. Being 20, I realize just how much of my money has gone to waste over the years on things I can't even remember owning. (ie: everything BUT my jean collection which I view as investment pieces not mearly closet items) Of course, I had no finanical education from my parents who decided to spend my college fund on a new pool, but that's a whole other post. With this said, I want to introduce you all to my new bestie:


Luckily, the set-up of the Forbes.com is very reminiscant to Bluefly.com and Net-A-Porter so I should be in business navigating my way around the various articles on CD's and RothIRA's, etc. etc. etc.
Now I just to find some money to work with and I'll be in business.
Watch out Wall Street, Lo-Lo's coming to town.
(Just for everyone's interests sake, when I visited NYC I actually got to go on the floor of the Stock Exchange! I even got to wear one of those little stock broker jackets because I wasn't dressed appropriately: I wasn't wearing a blazer over my sexy button down...oh well.)

oh Fail!

I'm sure many of you have seen the website Fail Blog which highlights people's fails in life. And if you don't think it is fall to the floor hilarious, there is something medically wrong with your humor receptors.

I'm so happy we have people in the world like this to produce these fine works of human stupidity. Thank you to all of you who have provided me with much entertainment the last few hours of blogging and web surfing.


(animals can do it too!)


Where has THIS sign been all during my under 21 years!!!??


Mannequin fail


very true.

IF you haven't taken 10 minutes out of your day to check out this site (which will turn into 1-3 hours of laughing)
please do it soon!

Free Pastry at Starbucks Today

Thank you Facebook! Without I wouldn't have convinced my loving boyfriend to get out of bed and take me to Starbucks instead of using our trusted Coffee Pot! :D Facebook informed me late last night that Starbucks was giving away free pastries today! So with our sweats on, and some over-sized shades we got to Starbucks to discovered we needed a coupon. Needless to say, we obviously didn't have one. So we stood in line watching everyone flash their Iphones and pretty coupons, while we sulked all the way to the front. I ordered my Venti Iced Coffee w/ splash of soy and vanilla and walked away with my head hung. But, when I went to retrieve my coffee, the boyfriend had pastry in hand.
Me: "So you caved and bought the $3 pastry?"
BF: "No."
Me:"Ok, so did you pull an invisible coupon out of your pocket?"
BF:"No, I'm just good like that...she gave it to me."
Me:"Innappropriate...but good for you baby! Use what yo' mama gave you!"








We did get the free pastry after all; couponless and all. :D

Decisions, Decisions

I haven't posted on here in forever, and I apologize! I've been so busy starting a new job and maintaining Blissful that I have let little ole' Swanky be forgotten. But I'll try my hardest to keep it up.
I'm up and ready to go to work...Its 7:47am and I started the coffee pot, on days off it is most definitely the work of my significant other since I take the opportunity to bury myself deep within the comfort of Egyptian cotton. This is where I arrive at my dilemma. I'm craving a Starbucks. I unfortunately can't recall the last time I was gifted with a steaming, hot soy latte from where I consider a little piece of heaven in a coffee cup. So as I go about making this fulfilling, although deeply unsatisfying cup of coffee, I can't help but to consider drinking my homemade cup and then just happening to stop by the Bucks before work. I mean, lets examine all the reasons why it would be such a fabulous idea:
1. I'm going to work and need an extra boost
2. I'd be helping the economy.
3.Starbucks is launching a new brand that will include serving alcohol at their locations.
4. I don't want a Tall soy latte to go to waste.
5. It's only $5 (Ok, this isn't a good one, but whatever)
6. That's what they made credit for
7. I haven't had one in 2 weeks due to my personal financial crisis
8.I deserve it
9. It would set the mood for my entire day.

Now, I'm a pretty rational person and really take care of my money except for in these instances:
1. If I find a pair of jeans I like because you can't put a price tag on great-fitting denim.
2. Out at a bar and I happen to find a bartender to make us 1 round of shots (or 3 or 4)
3. When I see a big green circle sign with a mermaid in the middle

So....with all my lists made...I'm going to have to say , "STARBUCKS HERE I COME!!! Get your steamers and frothers ready, Lo LO's coming through!"